Call reports 2006
LOGAN BANK & TRUST COMPANY — 2006
What LOGAN BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 188,520,000 | 189,993,000 | 195,563,000 | 191,940,000 |
| Total loans | 102,799,000 | 103,799,000 | 105,055,000 | 104,563,000 |
| Allowance for loan losses | 1,212,000 | 1,194,000 | 1,179,000 | 1,401,000 |
| Securities available for sale | 61,351,000 | 59,962,000 | 67,201,000 | 67,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,369,000 | 171,779,000 | 176,539,000 | 172,704,000 |
| Interest-bearing deposits | 129,912,000 | 127,662,000 | 131,490,000 | 131,017,000 |
| Noninterest-bearing deposits | 40,457,000 | 44,117,000 | 45,049,000 | 41,687,000 |
| Equity capital | 17,552,000 | 17,859,000 | 18,781,000 | 18,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,404,000 | 5,078,000 | 7,882,000 | 10,796,000 |
| Interest expense | 538,000 | 1,134,000 | 1,788,000 | 2,536,000 |
| Net interest income | 1,866,000 | 3,944,000 | 6,094,000 | 8,260,000 |
| Noninterest income | 283,000 | 521,000 | 733,000 | 933,000 |
| Noninterest expense | 1,184,000 | 2,315,000 | 3,451,000 | 4,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 234,000 |
| Pretax income | 965,000 | 2,150,000 | 3,376,000 | 4,140,000 |
| Income tax | 338,000 | 757,000 | 1,190,000 | 1,438,000 |
| Net income | 627,000 | 1,393,000 | 2,186,000 | 2,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,779,000 | 18,282,000 | 18,806,000 | 18,948,000 |
| Total capital | 18,991,000 | 19,476,000 | 19,985,000 | 20,203,000 |
| Risk-weighted assets | 99,511,000 | 100,550,000 | 101,546,000 | 100,243,000 |