Call reports 2005
LOGAN BANK & TRUST COMPANY — 2005
What LOGAN BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 186,734,000 | 182,887,000 | 187,205,000 | 182,938,000 |
| Total loans | 97,801,000 | 100,270,000 | 101,987,000 | 102,401,000 |
| Allowance for loan losses | 1,262,000 | 1,241,000 | 1,250,000 | 1,232,000 |
| Securities available for sale | 64,332,000 | 66,484,000 | 65,202,000 | 62,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,125,000 | 164,001,000 | 168,085,000 | 163,514,000 |
| Interest-bearing deposits | 130,683,000 | 128,240,000 | 130,723,000 | 126,923,000 |
| Noninterest-bearing deposits | 37,442,000 | 35,761,000 | 37,362,000 | 36,591,000 |
| Equity capital | 16,201,000 | 16,614,000 | 16,897,000 | 17,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,139,000 | 4,331,000 | 6,604,000 | 8,947,000 |
| Interest expense | 417,000 | 851,000 | 1,317,000 | 1,822,000 |
| Net interest income | 1,722,000 | 3,480,000 | 5,287,000 | 7,125,000 |
| Noninterest income | 251,000 | 497,000 | 745,000 | 961,000 |
| Noninterest expense | 1,153,000 | 2,353,000 | 3,521,000 | 4,767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 820,000 | 1,624,000 | 2,511,000 | 3,319,000 |
| Income tax | 301,000 | 594,000 | 918,000 | 1,153,000 |
| Net income | 519,000 | 1,030,000 | 1,593,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,658,000 | 16,908,000 | 17,209,000 | 17,415,000 |
| Total capital | 17,853,000 | 18,102,000 | 18,423,000 | 18,637,000 |
| Risk-weighted assets | 95,545,000 | 95,436,000 | 97,113,000 | 97,753,000 |