Call reports 2004
LOGAN BANK & TRUST COMPANY — 2004
What LOGAN BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 180,261,000 | 183,137,000 | 186,785,000 | 181,190,000 |
| Total loans | 100,063,000 | 99,077,000 | 98,774,000 | 98,322,000 |
| Allowance for loan losses | 1,562,000 | 1,556,000 | 1,555,000 | 1,263,000 |
| Securities available for sale | 34,955,000 | 57,934,000 | 52,830,000 | 65,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,718,000 | 164,872,000 | 168,300,000 | 162,877,000 |
| Interest-bearing deposits | 127,499,000 | 130,538,000 | 134,470,000 | 128,276,000 |
| Noninterest-bearing deposits | 33,219,000 | 34,334,000 | 33,830,000 | 34,601,000 |
| Equity capital | 16,102,000 | 15,968,000 | 16,251,000 | 16,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,024,000 | 4,052,000 | 6,144,000 | 8,271,000 |
| Interest expense | 455,000 | 896,000 | 1,334,000 | 1,761,000 |
| Net interest income | 1,569,000 | 3,156,000 | 4,810,000 | 6,510,000 |
| Noninterest income | 250,000 | 509,000 | 742,000 | 662,000 |
| Noninterest expense | 1,097,000 | 2,249,000 | 3,450,000 | 4,754,000 |
| Provision for loan losses | 0 | 0 | 0 | -308,000 |
| Pretax income | 722,000 | 1,416,000 | 2,102,000 | 2,726,000 |
| Income tax | 253,000 | 509,000 | 756,000 | 1,053,000 |
| Net income | 469,000 | 907,000 | 1,346,000 | 1,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,074,000 | 16,259,000 | 16,437,000 | 16,399,000 |
| Total capital | 17,264,000 | 17,453,000 | 17,641,000 | 17,586,000 |
| Risk-weighted assets | 94,856,000 | 95,120,000 | 95,964,000 | 94,913,000 |