Call reports 2025
FARMERS STATE BANK OF MEDORA — 2025
What FARMERS STATE BANK OF MEDORA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 20,708,000 | 19,699,000 | 22,353,000 | 20,955,000 |
| Total loans | 7,793,000 | 8,106,000 | 7,902,000 | 7,371,000 |
| Allowance for loan losses | 69,000 | 69,000 | 70,000 | 66,000 |
| Securities available for sale | 10,795,000 | 10,023,000 | 10,168,000 | 10,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,514,000 | 17,489,000 | 19,915,000 | 18,473,000 |
| Interest-bearing deposits | 12,763,000 | 12,647,000 | 13,616,000 | 13,078,000 |
| Noninterest-bearing deposits | 5,751,000 | 4,842,000 | 6,299,000 | 5,395,000 |
| Equity capital | 2,091,000 | 2,089,000 | 2,308,000 | 2,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 338,000 | 518,000 | 700,000 |
| Interest expense | 32,000 | 68,000 | 103,000 | 144,000 |
| Net interest income | 136,000 | 270,000 | 415,000 | 556,000 |
| Noninterest income | 3,000 | 5,000 | 7,000 | 11,000 |
| Noninterest expense | 162,000 | 303,000 | 466,000 | 616,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -23,000 | -28,000 | -44,000 | -49,000 |
| Income tax | 0 | 0 | -1,000 | -1,000 |
| Net income | -23,000 | -28,000 | -43,000 | -48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,115,000 | 3,110,000 | 3,095,000 | 3,088,000 |
| Total capital | 3,184,000 | 3,179,000 | 3,165,000 | 3,154,000 |
| Risk-weighted assets | 10,520,000 | 10,558,000 | 12,297,000 | 10,745,000 |