Call reports 2023
FARMERS STATE BANK OF MEDORA — 2023
What FARMERS STATE BANK OF MEDORA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 22,504,000 | 22,723,000 | 22,472,000 | 22,590,000 |
| Total loans | 6,697,000 | 6,956,000 | 7,409,000 | 7,397,000 |
| Allowance for loan losses | 76,000 | 78,000 | 79,000 | 79,000 |
| Securities available for sale | 13,062,000 | 12,769,000 | 12,341,000 | 12,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,554,000 | 20,803,000 | 20,691,000 | 20,408,000 |
| Interest-bearing deposits | 14,617,000 | 13,834,000 | 13,313,000 | 12,565,000 |
| Noninterest-bearing deposits | 5,937,000 | 6,969,000 | 7,378,000 | 7,843,000 |
| Equity capital | 1,898,000 | 1,861,000 | 1,730,000 | 2,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 344,000 | 523,000 | 700,000 |
| Interest expense | 10,000 | 24,000 | 37,000 | 51,000 |
| Net interest income | 161,000 | 320,000 | 486,000 | 649,000 |
| Noninterest income | 3,000 | 6,000 | 10,000 | 15,000 |
| Noninterest expense | 148,000 | 285,000 | 414,000 | 565,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 41,000 | 82,000 | 99,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 41,000 | 82,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,112,000 | 3,137,000 | 3,178,000 | 3,195,000 |
| Total capital | 3,188,000 | 3,215,000 | 3,257,000 | 3,274,000 |
| Risk-weighted assets | 9,692,000 | 10,276,000 | 11,173,000 | 10,472,000 |