Call reports 2022
FARMERS STATE BANK OF MEDORA — 2022
What FARMERS STATE BANK OF MEDORA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 24,424,000 | 23,111,000 | 25,847,000 | 23,852,000 |
| Total loans | 5,342,000 | 5,562,000 | 5,140,000 | 6,602,000 |
| Allowance for loan losses | 73,000 | 75,000 | 76,000 | 76,000 |
| Securities available for sale | 14,275,000 | 13,641,000 | 13,145,000 | 13,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,867,000 | 21,211,000 | 24,132,000 | 21,946,000 |
| Interest-bearing deposits | 14,994,000 | 15,230,000 | 14,997,000 | 14,675,000 |
| Noninterest-bearing deposits | 6,873,000 | 5,981,000 | 9,135,000 | 7,271,000 |
| Equity capital | 2,513,000 | 1,859,000 | 1,673,000 | 1,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 143,000 | 284,000 | 439,000 | 609,000 |
| Interest expense | 12,000 | 24,000 | 36,000 | 44,000 |
| Net interest income | 131,000 | 260,000 | 403,000 | 565,000 |
| Noninterest income | 1,000 | 3,000 | 7,000 | 10,000 |
| Noninterest expense | 142,000 | 278,000 | 427,000 | 575,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 2,000 |
| Pretax income | -10,000 | -17,000 | -19,000 | -2,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | -17,000 | -19,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,113,000 | 3,110,000 | 3,098,000 | 3,096,000 |
| Total capital | 3,186,000 | 3,186,000 | 3,174,000 | 3,172,000 |
| Risk-weighted assets | 9,300,000 | 9,527,000 | 9,361,000 | 10,704,000 |