Call reports 2021
FARMERS STATE BANK OF MEDORA — 2021
What FARMERS STATE BANK OF MEDORA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 25,729,000 | 23,901,000 | 24,830,000 | 24,772,000 |
| Total loans | 5,847,000 | 5,707,000 | 5,789,000 | 5,652,000 |
| Allowance for loan losses | 70,000 | 72,000 | 72,000 | 73,000 |
| Securities available for sale | 13,498,000 | 13,694,000 | 13,432,000 | 14,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,891,000 | 20,630,000 | 21,497,000 | 21,577,000 |
| Interest-bearing deposits | 15,231,000 | 15,078,000 | 15,241,000 | 14,857,000 |
| Noninterest-bearing deposits | 5,660,000 | 5,552,000 | 6,256,000 | 6,720,000 |
| Equity capital | 4,338,000 | 3,205,000 | 3,244,000 | 3,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 274,000 | 410,000 | 549,000 |
| Interest expense | 17,000 | 32,000 | 47,000 | 60,000 |
| Net interest income | 118,000 | 242,000 | 363,000 | 489,000 |
| Noninterest income | 2,000 | 3,000 | 6,000 | 8,000 |
| Noninterest expense | 146,000 | 293,000 | 436,000 | 569,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -26,000 | -48,000 | -67,000 | -72,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | -34,000 | -56,000 | -75,000 | -80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,188,000 | 3,165,000 | 3,146,000 | 3,123,000 |
| Total capital | 3,258,000 | 3,237,000 | 3,218,000 | 3,196,000 |
| Risk-weighted assets | 9,094,000 | 8,957,000 | 8,826,000 | 9,300,000 |