Call reports 2019
FARMERS STATE BANK OF MEDORA — 2019
What FARMERS STATE BANK OF MEDORA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 19,432,000 | 18,838,000 | 19,581,000 | 19,864,000 |
| Total loans | 6,893,000 | 6,850,000 | 7,101,000 | 7,102,000 |
| Allowance for loan losses | 41,000 | 41,000 | 88,000 | 75,000 |
| Securities available for sale | 9,010,000 | 9,086,000 | 9,065,000 | 8,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,095,000 | 15,362,000 | 16,164,000 | 16,488,000 |
| Interest-bearing deposits | 12,634,000 | 12,150,000 | 12,357,000 | 12,522,000 |
| Noninterest-bearing deposits | 3,461,000 | 3,212,000 | 3,807,000 | 3,966,000 |
| Equity capital | 3,310,000 | 3,413,000 | 3,354,000 | 3,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 353,000 | 503,000 | 665,000 |
| Interest expense | 16,000 | 32,000 | 49,000 | 66,000 |
| Net interest income | 149,000 | 321,000 | 454,000 | 599,000 |
| Noninterest income | 3,000 | 5,000 | 8,000 | 11,000 |
| Noninterest expense | 133,000 | 267,000 | 389,000 | 552,000 |
| Provision for loan losses | 13,000 | 13,000 | 93,000 | 75,000 |
| Pretax income | 6,000 | 46,000 | -20,000 | -5,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | 6,000 | 43,000 | -23,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,345,000 | 3,350,000 | 3,288,000 | 3,303,000 |
| Total capital | 3,386,000 | 3,391,000 | 3,376,000 | 3,378,000 |
| Risk-weighted assets | 10,732,000 | 10,588,000 | 10,892,000 | 10,214,000 |