Call reports 2018
FARMERS STATE BANK OF MEDORA — 2018
What FARMERS STATE BANK OF MEDORA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 19,290,000 | 19,976,000 | 19,879,000 | 19,885,000 |
| Total loans | 6,622,000 | 7,405,000 | 7,343,000 | 6,867,000 |
| Allowance for loan losses | 69,000 | 69,000 | 68,000 | 38,000 |
| Securities available for sale | 9,585,000 | 9,536,000 | 9,378,000 | 9,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,936,000 | 16,626,000 | 16,514,000 | 16,585,000 |
| Interest-bearing deposits | 12,292,000 | 12,172,000 | 12,439,000 | 12,514,000 |
| Noninterest-bearing deposits | 3,644,000 | 4,454,000 | 4,075,000 | 4,071,000 |
| Equity capital | 3,330,000 | 3,334,000 | 3,334,000 | 3,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 357,000 | 511,000 | 718,000 |
| Interest expense | 19,000 | 33,000 | 49,000 | 65,000 |
| Net interest income | 162,000 | 324,000 | 462,000 | 653,000 |
| Noninterest income | 4,000 | 8,000 | 18,000 | 19,000 |
| Noninterest expense | 95,000 | 229,000 | 359,000 | 580,000 |
| Provision for loan losses | -7,000 | 0 | -7,000 | 0 |
| Pretax income | 78,000 | 103,000 | 128,000 | 92,000 |
| Income tax | 0 | 11,000 | 24,000 | 32,000 |
| Net income | 78,000 | 92,000 | 104,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,301,000 | 3,377,000 | 3,371,000 | 3,332,000 |
| Total capital | 3,370,000 | 3,446,000 | 3,439,000 | 3,370,000 |
| Risk-weighted assets | 10,915,000 | 11,701,000 | 11,693,000 | 10,902,000 |