Call reports 2017
FARMERS STATE BANK OF MEDORA — 2017
What FARMERS STATE BANK OF MEDORA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 19,792,000 | 19,462,000 | 19,929,000 | 21,199,000 |
| Total loans | 6,088,000 | 6,326,000 | 6,633,000 | 7,052,000 |
| Allowance for loan losses | 75,000 | 76,000 | 76,000 | 75,000 |
| Securities available for sale | 10,108,000 | 10,093,000 | 9,926,000 | 9,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,329,000 | 15,885,000 | 16,337,000 | 17,726,000 |
| Interest-bearing deposits | 12,972,000 | 12,124,000 | 12,054,000 | 13,548,000 |
| Noninterest-bearing deposits | 3,357,000 | 3,761,000 | 4,283,000 | 4,178,000 |
| Equity capital | 3,365,000 | 3,467,000 | 3,457,000 | 3,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 347,000 | 524,000 | 705,000 |
| Interest expense | 19,000 | 35,000 | 53,000 | 72,000 |
| Net interest income | 148,000 | 312,000 | 471,000 | 633,000 |
| Noninterest income | 14,000 | 8,000 | 13,000 | 17,000 |
| Noninterest expense | 104,000 | 193,000 | 325,000 | 479,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 46,000 | 115,000 | 147,000 | 159,000 |
| Income tax | 8,000 | 14,000 | 25,000 | 34,000 |
| Net income | 38,000 | 101,000 | 122,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,261,000 | 3,324,000 | 3,345,000 | 3,219,000 |
| Total capital | 3,336,000 | 3,400,000 | 3,421,000 | 3,294,000 |
| Risk-weighted assets | 10,471,000 | 10,695,000 | 10,954,000 | 11,498,000 |