Call reports 2015
FARMERS STATE BANK OF MEDORA — 2015
What FARMERS STATE BANK OF MEDORA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 19,876,000 | 19,157,000 | 19,499,000 | 20,809,000 |
| Total loans | 5,906,000 | 6,127,000 | 6,878,000 | 6,849,000 |
| Allowance for loan losses | 71,000 | 71,000 | 71,000 | 71,000 |
| Securities available for sale | 11,543,000 | 11,373,000 | 10,399,000 | 9,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,106,000 | 15,195,000 | 15,711,000 | 17,119,000 |
| Interest-bearing deposits | 12,766,000 | 12,423,000 | 12,723,000 | 12,617,000 |
| Noninterest-bearing deposits | 3,340,000 | 2,772,000 | 2,988,000 | 4,502,000 |
| Equity capital | 3,575,000 | 3,556,000 | 3,610,000 | 3,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 345,000 | 530,000 | 702,000 |
| Interest expense | 22,000 | 41,000 | 60,000 | 80,000 |
| Net interest income | 143,000 | 304,000 | 470,000 | 622,000 |
| Noninterest income | 4,000 | 12,000 | 18,000 | 24,000 |
| Noninterest expense | 100,000 | 214,000 | 324,000 | 490,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 111,000 | 173,000 | 162,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 43,000 |
| Net income | 51,000 | 101,000 | 158,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,267,000 | 3,317,000 | 3,373,000 | 3,197,000 |
| Total capital | 3,338,000 | 3,388,000 | 3,444,000 | 3,268,000 |
| Risk-weighted assets | 10,635,000 | 10,742,000 | 10,948,000 | 11,687,000 |