Call reports 2012
FARMERS STATE BANK OF MEDORA — 2012
What FARMERS STATE BANK OF MEDORA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,509,000 | 21,467,000 | 21,095,000 | 22,687,000 |
| Total loans | 4,888,000 | 5,570,000 | 5,236,000 | 5,223,000 |
| Allowance for loan losses | 59,000 | 59,000 | 59,000 | 59,000 |
| Securities available for sale | 12,308,000 | 12,349,000 | 12,558,000 | 12,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,755,000 | 17,593,000 | 17,110,000 | 18,680,000 |
| Interest-bearing deposits | 14,512,000 | 14,160,000 | 14,404,000 | 14,387,000 |
| Noninterest-bearing deposits | 3,243,000 | 3,433,000 | 2,706,000 | 4,293,000 |
| Equity capital | 3,471,000 | 3,543,000 | 3,631,000 | 3,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 153,000 | 298,000 | 501,000 | 749,000 |
| Interest expense | 37,000 | 73,000 | 106,000 | 138,000 |
| Net interest income | 116,000 | 225,000 | 395,000 | 611,000 |
| Noninterest income | 3,000 | 4,000 | 5,000 | 7,000 |
| Noninterest expense | 112,000 | 219,000 | 324,000 | 460,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 10,000 | 76,000 | 154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 10,000 | 76,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,057,000 | 3,060,000 | 3,124,000 | 3,130,000 |
| Total capital | 3,116,000 | 3,119,000 | 3,691,000 | 3,189,000 |
| Risk-weighted assets | 9,261,000 | 8,903,000 | 9,133,000 | 9,580,000 |