Call reports 2004
EGYPTIAN STATE BANK, THE — 2004
What EGYPTIAN STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 40,210,000 | 40,155,000 | 39,960,000 | 39,510,000 |
| Total loans | 15,451,000 | 17,366,000 | 16,630,000 | 17,887,000 |
| Allowance for loan losses | 192,000 | 199,000 | 200,000 | 197,000 |
| Securities available for sale | 22,051,000 | 19,685,000 | 20,092,000 | 16,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,970,000 | 33,286,000 | 32,734,000 | 32,336,000 |
| Interest-bearing deposits | 27,534,000 | 27,464,000 | 27,221,000 | 26,599,000 |
| Noninterest-bearing deposits | 5,436,000 | 5,822,000 | 5,513,000 | 5,737,000 |
| Equity capital | 4,453,000 | 4,173,000 | 4,474,000 | 4,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 963,000 | 1,431,000 | 1,890,000 |
| Interest expense | 110,000 | 215,000 | 319,000 | 428,000 |
| Net interest income | 379,000 | 748,000 | 1,112,000 | 1,462,000 |
| Noninterest income | 42,000 | 89,000 | 131,000 | 181,000 |
| Noninterest expense | 254,000 | 497,000 | 749,000 | 982,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 169,000 | 340,000 | 488,000 | 642,000 |
| Income tax | 26,000 | 52,000 | 77,000 | 107,000 |
| Net income | 143,000 | 288,000 | 411,000 | 535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,147,000 | 4,217,000 | 4,298,000 | 4,358,000 |
| Total capital | 4,339,000 | 4,416,000 | 4,498,000 | 4,555,000 |
| Risk-weighted assets | 18,835,000 | 20,527,000 | 19,984,000 | 20,781,000 |