Call reports 2003
EGYPTIAN STATE BANK, THE — 2003
What EGYPTIAN STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 40,858,000 | 40,313,000 | 40,724,000 | 40,872,000 |
| Total loans | 14,547,000 | 14,734,000 | 14,769,000 | 14,651,000 |
| Allowance for loan losses | 220,000 | 215,000 | 218,000 | 204,000 |
| Securities available for sale | 23,277,000 | 22,278,000 | 23,408,000 | 22,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,928,000 | 34,301,000 | 33,724,000 | 33,895,000 |
| Interest-bearing deposits | 29,421,000 | 28,933,000 | 28,536,000 | 28,341,000 |
| Noninterest-bearing deposits | 5,507,000 | 5,368,000 | 5,188,000 | 5,554,000 |
| Equity capital | 4,144,000 | 4,211,000 | 4,117,000 | 4,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 969,000 | 1,407,000 | 1,882,000 |
| Interest expense | 134,000 | 264,000 | 387,000 | 508,000 |
| Net interest income | 360,000 | 705,000 | 1,020,000 | 1,374,000 |
| Noninterest income | 32,000 | 74,000 | 129,000 | 187,000 |
| Noninterest expense | 256,000 | 508,000 | 753,000 | 996,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 136,000 | 275,000 | 394,000 | 565,000 |
| Income tax | 27,000 | 56,000 | 81,000 | 108,000 |
| Net income | 109,000 | 219,000 | 313,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,806,000 | 3,880,000 | 3,935,000 | 4,042,000 |
| Total capital | 4,019,000 | 4,095,000 | 4,153,000 | 4,246,000 |
| Risk-weighted assets | 17,059,000 | 17,484,000 | 17,745,000 | 17,867,000 |