Call reports 2002
EGYPTIAN STATE BANK, THE — 2002
What EGYPTIAN STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,921,000 | 38,878,000 | 39,073,000 | 38,798,000 |
| Total loans | 13,535,000 | 13,830,000 | 14,004,000 | 14,357,000 |
| Allowance for loan losses | 247,000 | 251,000 | 249,000 | 226,000 |
| Securities available for sale | 23,401,000 | 22,594,000 | 22,482,000 | 21,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,140,000 | 34,703,000 | 34,716,000 | 34,518,000 |
| Interest-bearing deposits | 30,961,000 | 29,626,000 | 29,754,000 | 29,363,000 |
| Noninterest-bearing deposits | 5,179,000 | 5,077,000 | 4,962,000 | 5,155,000 |
| Equity capital | 3,589,000 | 3,871,000 | 4,054,000 | 4,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,152,000 | 1,703,000 | 2,224,000 |
| Interest expense | 203,000 | 385,000 | 553,000 | 710,000 |
| Net interest income | 378,000 | 767,000 | 1,150,000 | 1,514,000 |
| Noninterest income | 37,000 | 91,000 | 137,000 | 168,000 |
| Noninterest expense | 257,000 | 535,000 | 796,000 | 1,046,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 27,000 |
| Pretax income | 155,000 | 317,000 | 481,000 | 631,000 |
| Income tax | 34,000 | 70,000 | 105,000 | 135,000 |
| Net income | 121,000 | 247,000 | 376,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,477,000 | 3,566,000 | 3,658,000 | 3,741,000 |
| Total capital | 3,674,000 | 3,764,000 | 3,859,000 | 3,967,000 |
| Risk-weighted assets | 15,705,000 | 15,780,000 | 16,040,000 | 18,254,000 |