Call report 2008Q4
AMERICAN PERSPECTIVE BANK — 2008Q4
The 22 measures AMERICAN PERSPECTIVE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,844,000 | USD | evidence → |
| Total loans | 116,579,000 | USD | evidence → |
| Allowance for loan losses | 1,646,000 | USD | evidence → |
| Securities available for sale | 35,009,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,139,000 | USD | evidence → |
| Interest-bearing deposits | 102,060,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,079,000 | USD | evidence → |
| Equity capital | 40,128,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,559,000 | USD | evidence → |
| Interest expense | 1,429,000 | USD | evidence → |
| Net interest income | 4,130,000 | USD | evidence → |
| Noninterest income | 47,000 | USD | evidence → |
| Noninterest expense | 3,793,000 | USD | evidence → |
| Provision for loan losses | 1,542,000 | USD | evidence → |
| Pretax income | -1,154,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -1,155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,030,000 | USD | evidence → |
| Total capital | 41,590,000 | USD | evidence → |
| Risk-weighted assets | 124,625,000 | USD | evidence → |