Call report 2007Q4
AMERICAN PERSPECTIVE BANK — 2007Q4
The 22 measures AMERICAN PERSPECTIVE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,953,000 | USD | evidence → |
| Total loans | 15,148,000 | USD | evidence → |
| Allowance for loan losses | 190,000 | USD | evidence → |
| Securities available for sale | 10,680,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 13,218,000 | USD | evidence → |
| Interest-bearing deposits | 11,523,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,695,000 | USD | evidence → |
| Equity capital | 40,941,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 490,000 | USD | evidence → |
| Interest expense | 56,000 | USD | evidence → |
| Net interest income | 434,000 | USD | evidence → |
| Noninterest income | 321,000 | USD | evidence → |
| Noninterest expense | 1,924,000 | USD | evidence → |
| Provision for loan losses | 190,000 | USD | evidence → |
| Pretax income | -1,359,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -1,360,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,912,000 | USD | evidence → |
| Total capital | 41,122,000 | USD | evidence → |
| Risk-weighted assets | 25,119,000 | USD | evidence → |