Call reports 2005
WHITNEY NATIONAL BANK — 2005
What WHITNEY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 8,264,017,000 | 8,907,841,000 | 9,418,849,000 | 10,095,543,000 |
| Total loans | 5,654,234,000 | 6,328,041,000 | 6,517,151,000 | 6,603,014,000 |
| Allowance for loan losses | 53,920,000 | 58,647,000 | 90,946,000 | 90,028,000 |
| Securities available for sale | 1,735,552,000 | 1,497,661,000 | 1,454,418,000 | 1,386,135,000 |
| Securities held to maturity | 228,524,000 | 228,541,000 | 228,935,000 | 726,701,000 |
| Trading assets | 329,000 | 779,000 | 379,000 | 382,000 |
| Total deposits | 6,347,273,000 | 6,721,790,000 | 7,108,233,000 | 8,104,864,000 |
| Interest-bearing deposits | 4,173,819,000 | 4,416,546,000 | 4,408,660,000 | 4,791,116,000 |
| Noninterest-bearing deposits | 2,173,454,000 | 2,305,244,000 | 2,699,573,000 | 3,313,748,000 |
| Equity capital | 679,131,000 | 849,517,000 | 803,288,000 | 817,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 102,159,000 | 216,128,000 | 336,994,000 | 467,941,000 |
| Interest expense | 14,581,000 | 34,397,000 | 57,911,000 | 82,987,000 |
| Net interest income | 87,578,000 | 181,731,000 | 279,083,000 | 384,954,000 |
| Noninterest income | 21,331,000 | 43,416,000 | 63,709,000 | 82,015,000 |
| Noninterest expense | 67,517,000 | 141,105,000 | 214,126,000 | 292,321,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 37,000,000 | 37,000,000 |
| Pretax income | 39,892,000 | 81,110,000 | 91,734,000 | 137,716,000 |
| Income tax | 12,532,000 | 25,525,000 | 28,113,000 | 40,206,000 |
| Net income | 27,360,000 | 55,585,000 | 63,621,000 | 97,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 641,182,000 | 701,642,000 | 666,569,000 | 687,047,000 |
| Total capital | 695,102,000 | 760,289,000 | 757,515,000 | 777,655,000 |
| Risk-weighted assets | 6,577,186,000 | 7,171,352,000 | 7,412,512,000 | 7,730,465,000 |