Call reports 2001
FIRST NATIONAL BANK OF GROVE, THE — 2001
What FIRST NATIONAL BANK OF GROVE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,515,000 | 33,746,000 | 38,771,000 | 41,131,000 |
| Total loans | 20,981,000 | 22,388,000 | 23,055,000 | 23,682,000 |
| Allowance for loan losses | 228,000 | 224,000 | 231,000 | 242,000 |
| Securities available for sale | 7,544,000 | 8,353,000 | 10,300,000 | 14,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,060,000 | 28,327,000 | 32,997,000 | 34,653,000 |
| Interest-bearing deposits | 26,248,000 | 26,455,000 | 31,123,000 | 32,780,000 |
| Noninterest-bearing deposits | 1,812,000 | 1,872,000 | 1,874,000 | 1,873,000 |
| Equity capital | 2,192,000 | 2,236,000 | 2,482,000 | 2,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,315,000 | 2,009,000 | 2,726,000 |
| Interest expense | 370,000 | 724,000 | 1,090,000 | 1,438,000 |
| Net interest income | 259,000 | 591,000 | 919,000 | 1,288,000 |
| Noninterest income | 106,000 | 192,000 | 284,000 | 384,000 |
| Noninterest expense | 282,000 | 577,000 | 864,000 | 1,154,000 |
| Provision for loan losses | 27,000 | 54,000 | 79,000 | 109,000 |
| Pretax income | 39,000 | 135,000 | 243,000 | 405,000 |
| Income tax | 21,000 | 51,000 | 83,000 | 144,000 |
| Net income | 18,000 | 84,000 | 160,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,173,000 | 2,239,000 | 2,316,000 | 2,916,000 |
| Total capital | 2,401,000 | 2,463,000 | 2,547,000 | 3,158,000 |
| Risk-weighted assets | 20,744,000 | 21,469,000 | 22,562,000 | 23,884,000 |