Call reports 2001
SECOND NATIONAL BANK OF MASONTOWN, THE — 2001
What SECOND NATIONAL BANK OF MASONTOWN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 188,083,000 | 195,782,000 | 200,269,000 | 193,711,000 |
| Total loans | 117,696,000 | 118,971,000 | 121,218,000 | 122,130,000 |
| Allowance for loan losses | 1,676,000 | 1,719,000 | 1,715,000 | 1,736,000 |
| Securities available for sale | 48,965,000 | 55,115,000 | 57,428,000 | 54,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,603,000 | 156,488,000 | 159,665,000 | 155,740,000 |
| Interest-bearing deposits | 124,039,000 | 127,006,000 | 128,735,000 | 124,721,000 |
| Noninterest-bearing deposits | 29,564,000 | 29,482,000 | 30,930,000 | 31,019,000 |
| Equity capital | 24,419,000 | 24,489,000 | 25,980,000 | 26,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,293,000 | 6,615,000 | 9,936,000 | 13,171,000 |
| Interest expense | 1,467,000 | 2,957,000 | 4,393,000 | 5,645,000 |
| Net interest income | 1,826,000 | 3,658,000 | 5,543,000 | 7,526,000 |
| Noninterest income | 236,000 | 500,000 | 771,000 | 1,071,000 |
| Noninterest expense | 1,138,000 | 2,379,000 | 3,680,000 | 4,961,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 914,000 | 1,758,000 | 2,567,000 | 3,526,000 |
| Income tax | 284,000 | 538,000 | 811,000 | 1,140,000 |
| Net income | 630,000 | 1,220,000 | 1,756,000 | 2,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,367,000 | 23,557,000 | 24,093,000 | 24,723,000 |
| Total capital | 24,978,000 | 25,180,000 | 25,779,000 | 26,410,000 |
| Risk-weighted assets | 115,187,000 | 116,101,000 | 119,278,000 | 118,600,000 |