Call reports 2002
BANK OF DWIGHT — 2002
What BANK OF DWIGHT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,263,000 | 38,582,000 | 39,071,000 | 40,437,000 |
| Total loans | 20,488,000 | 20,126,000 | 20,068,000 | 19,657,000 |
| Allowance for loan losses | 369,000 | 384,000 | 424,000 | 449,000 |
| Securities available for sale | 14,698,000 | 16,150,000 | 16,093,000 | 16,927,000 |
| Securities held to maturity | 632,000 | 631,000 | 630,000 | 294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,432,000 | 34,395,000 | 34,540,000 | 35,652,000 |
| Interest-bearing deposits | 32,596,000 | 32,573,000 | 32,614,000 | 33,802,000 |
| Noninterest-bearing deposits | 1,836,000 | 1,822,000 | 1,926,000 | 1,850,000 |
| Equity capital | 3,660,000 | 3,956,000 | 4,199,000 | 4,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,232,000 | 1,833,000 | 2,415,000 |
| Interest expense | 306,000 | 584,000 | 841,000 | 1,078,000 |
| Net interest income | 315,000 | 648,000 | 992,000 | 1,337,000 |
| Noninterest income | 21,000 | 35,000 | 53,000 | 73,000 |
| Noninterest expense | 211,000 | 412,000 | 621,000 | 831,000 |
| Provision for loan losses | 51,000 | 135,000 | 150,000 | 160,000 |
| Pretax income | 74,000 | 136,000 | 274,000 | 423,000 |
| Income tax | 13,000 | 26,000 | 60,000 | -70,000 |
| Net income | 61,000 | 110,000 | 214,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,474,000 | 3,529,000 | 3,639,000 | 3,922,000 |
| Total capital | 3,740,000 | 3,787,000 | 3,896,000 | 4,174,000 |
| Risk-weighted assets | 21,197,000 | 20,553,000 | 20,367,000 | 19,993,000 |