Call reports 2001
BANK OF DWIGHT — 2001
What BANK OF DWIGHT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,036,000 | 34,506,000 | 36,209,000 | 38,793,000 |
| Total loans | 21,778,000 | 21,254,000 | 20,968,000 | 20,236,000 |
| Allowance for loan losses | 396,000 | 276,000 | 424,000 | 345,000 |
| Securities available for sale | 9,245,000 | 9,185,000 | 10,364,000 | 13,477,000 |
| Securities held to maturity | 1,430,000 | 1,429,000 | 1,403,000 | 1,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,410,000 | 30,585,000 | 32,271,000 | 34,831,000 |
| Interest-bearing deposits | 27,746,000 | 28,904,000 | 30,399,000 | 33,140,000 |
| Noninterest-bearing deposits | 1,664,000 | 1,681,000 | 1,872,000 | 1,691,000 |
| Equity capital | 3,947,000 | 3,790,000 | 3,782,000 | 3,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,241,000 | 1,851,000 | 2,458,000 |
| Interest expense | 343,000 | 692,000 | 1,022,000 | 1,355,000 |
| Net interest income | 268,000 | 549,000 | 829,000 | 1,103,000 |
| Noninterest income | 21,000 | 40,000 | 61,000 | 79,000 |
| Noninterest expense | 190,000 | 404,000 | 618,000 | 844,000 |
| Provision for loan losses | 51,000 | 300,000 | 540,000 | 700,000 |
| Pretax income | 48,000 | -115,000 | -268,000 | -362,000 |
| Income tax | 3,000 | -52,000 | -104,000 | -205,000 |
| Net income | 45,000 | -63,000 | -164,000 | -157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,725,000 | 3,489,000 | 3,394,000 | 3,409,000 |
| Total capital | 3,996,000 | 3,753,000 | 3,670,000 | 3,677,000 |
| Risk-weighted assets | 21,154,000 | 21,115,000 | 21,924,000 | 21,392,000 |