Call reports 2005
FIRST FINANCIAL NORTHWEST BANK — 2005
What FIRST FINANCIAL NORTHWEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 769,827,000 | 780,775,000 | 793,641,000 | 875,503,000 |
| Total loans | 388,855,000 | 412,520,000 | 443,724,000 | 537,878,000 |
| Allowance for loan losses | 995,000 | 995,000 | 995,000 | 1,641,000 |
| Securities available for sale | 256,145,000 | 240,590,000 | 214,840,000 | 184,189,000 |
| Securities held to maturity | 88,218,000 | 87,050,000 | 86,767,000 | 86,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 674,419,000 | 683,190,000 | 694,745,000 | 694,750,000 |
| Interest-bearing deposits | 671,211,000 | 681,074,000 | 689,983,000 | 692,345,000 |
| Noninterest-bearing deposits | 3,208,000 | 2,116,000 | 4,762,000 | 2,405,000 |
| Equity capital | 83,133,000 | 85,850,000 | 87,263,000 | 87,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,743,000 | 19,557,000 | 29,559,000 | 40,147,000 |
| Interest expense | 5,273,000 | 10,906,000 | 17,076,000 | 23,807,000 |
| Net interest income | 4,470,000 | 8,651,000 | 12,483,000 | 16,340,000 |
| Noninterest income | 26,000 | 65,000 | 96,000 | 120,000 |
| Noninterest expense | 959,000 | 1,942,000 | 3,175,000 | 4,530,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 3,537,000 | 6,774,000 | 9,356,000 | 11,745,000 |
| Income tax | 975,000 | 1,775,000 | 2,346,000 | 2,906,000 |
| Net income | 2,562,000 | 4,999,000 | 7,010,000 | 8,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,253,000 | 87,185,000 | 89,129,000 | 76,892,000 |
| Total capital | 86,248,000 | 88,180,000 | 90,124,000 | 78,533,000 |
| Risk-weighted assets | 355,503,000 | 372,138,000 | 404,802,000 | 489,832,000 |