Call reports 2005
TOWNE TRUST COMPANY, NATIONAL ASSOCIATION — 2005
What TOWNE TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,347,000 | 4,463,000 | 4,570,000 | 4,502,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 832,000 | 728,000 | 852,000 | 686,000 |
| Securities held to maturity | 2,000,000 | 2,200,000 | 2,200,000 | 2,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 0 | 0 | 0 | 0 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 4,227,000 | 4,349,000 | 4,435,000 | 4,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 20,000 | 42,000 | 68,000 | 96,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 20,000 | 42,000 | 68,000 | 96,000 |
| Noninterest income | 717,000 | 1,413,000 | 2,073,000 | 2,705,000 |
| Noninterest expense | 530,000 | 1,063,000 | 1,619,000 | 2,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 392,000 | 522,000 | 623,000 |
| Income tax | 75,000 | 138,000 | 182,000 | 216,000 |
| Net income | 132,000 | 254,000 | 340,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,026,000 | 3,148,000 | 3,234,000 | 3,301,000 |
| Total capital | 3,026,000 | 3,148,000 | 3,234,000 | 3,301,000 |
| Risk-weighted assets | 719,000 | 757,000 | 767,000 | 747,000 |