Call reports 2004
TOWNE TRUST COMPANY, NATIONAL ASSOCIATION — 2004
What TOWNE TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 3,955,000 | 4,015,000 | 4,116,000 | 4,095,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 1,202,000 | 928,000 | 881,000 | 662,000 |
| Securities held to maturity | 1,125,000 | 1,450,000 | 1,600,000 | 1,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 0 | 0 | 0 | 0 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,857,000 | 3,951,000 | 4,040,000 | 4,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,000 | 25,000 | 40,000 | 57,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 12,000 | 25,000 | 40,000 | 57,000 |
| Noninterest income | 671,000 | 1,312,000 | 1,934,000 | 2,530,000 |
| Noninterest expense | 497,000 | 1,008,000 | 1,510,000 | 2,040,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 329,000 | 464,000 | 547,000 |
| Income tax | 63,000 | 112,000 | 158,000 | 186,000 |
| Net income | 123,000 | 217,000 | 306,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,656,000 | 2,750,000 | 2,839,000 | 2,894,000 |
| Total capital | 2,656,000 | 2,750,000 | 2,839,000 | 2,894,000 |
| Risk-weighted assets | 615,000 | 712,000 | 727,000 | 691,000 |