Call reports 2026
UNITED COMMUNITY BANK — 2026
What UNITED COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 681,320,000 | 665,541,000 |
| Total loans | 510,561,000 | 516,405,000 |
| Allowance for loan losses | 15,937,000 | 15,939,000 |
| Securities available for sale | 43,539,000 | 43,087,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 577,991,000 | 559,972,000 |
| Interest-bearing deposits | 410,350,000 | 405,440,000 |
| Noninterest-bearing deposits | 167,641,000 | 154,532,000 |
| Equity capital | 93,451,000 | 95,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,238,000 | 20,704,000 |
| Interest expense | 2,400,000 | 4,581,000 |
| Net interest income | 7,838,000 | 16,123,000 |
| Noninterest income | 1,262,000 | 2,847,000 |
| Noninterest expense | 6,325,000 | 13,217,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,775,000 | 5,753,000 |
| Income tax | 0 | 0 |
| Net income | 2,775,000 | 5,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 95,509,000 | 97,174,000 |