Call report 2025Q4
UNITED COMMUNITY BANK — 2025Q4
The 22 measures UNITED COMMUNITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 681,188,000 | USD | evidence → |
| Total loans | 511,000,000 | USD | evidence → |
| Allowance for loan losses | 16,376,000 | USD | evidence → |
| Securities available for sale | 44,442,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 559,734,000 | USD | evidence → |
| Interest-bearing deposits | 406,766,000 | USD | evidence → |
| Noninterest-bearing deposits | 152,968,000 | USD | evidence → |
| Equity capital | 98,394,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,235,000 | USD | evidence → |
| Interest expense | 8,161,000 | USD | evidence → |
| Net interest income | 33,074,000 | USD | evidence → |
| Noninterest income | 3,261,000 | USD | evidence → |
| Noninterest expense | 24,198,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 12,137,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 12,137,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 100,356,000 | USD | evidence → |