Call reports 2023
UNITED COMMUNITY BANK — 2023
What UNITED COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 669,176,000 | 661,018,000 | 663,975,000 | 662,930,000 |
| Total loans | 474,013,000 | 471,092,000 | 496,022,000 | 494,099,000 |
| Allowance for loan losses | 17,195,000 | 16,890,000 | 16,923,000 | 17,913,000 |
| Securities available for sale | 32,023,000 | 41,747,000 | 40,462,000 | 41,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,343,000 | 563,610,000 | 559,187,000 | 557,190,000 |
| Interest-bearing deposits | 369,744,000 | 361,607,000 | 358,959,000 | 387,479,000 |
| Noninterest-bearing deposits | 207,599,000 | 202,003,000 | 200,228,000 | 169,711,000 |
| Equity capital | 85,542,000 | 90,880,000 | 97,168,000 | 87,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,154,000 | 18,816,000 | 29,030,000 | 39,559,000 |
| Interest expense | 746,000 | 1,750,000 | 2,918,000 | 4,344,000 |
| Net interest income | 8,408,000 | 17,066,000 | 26,112,000 | 35,215,000 |
| Noninterest income | 3,077,000 | 6,125,000 | 11,053,000 | 12,559,000 |
| Noninterest expense | 4,979,000 | 10,548,000 | 15,905,000 | 22,408,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,500,000 |
| Pretax income | 6,506,000 | 12,643,000 | 21,260,000 | 22,866,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,506,000 | 12,643,000 | 21,260,000 | 22,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,408,000 | 94,841,000 | 101,866,000 | 91,453,000 |