Call reports 2022
UNITED COMMUNITY BANK — 2022
What UNITED COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 728,054,000 | 701,292,000 | 692,329,000 | 658,112,000 |
| Total loans | 416,102,000 | 408,592,000 | 438,696,000 | 481,249,000 |
| Allowance for loan losses | 15,392,000 | 15,785,000 | 17,041,000 | 16,766,000 |
| Securities available for sale | 47,643,000 | 45,962,000 | 58,573,000 | 44,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,659,000 | 605,583,000 | 595,742,000 | 558,928,000 |
| Interest-bearing deposits | 401,405,000 | 391,317,000 | 379,800,000 | 361,336,000 |
| Noninterest-bearing deposits | 231,254,000 | 214,266,000 | 215,942,000 | 197,592,000 |
| Equity capital | 84,356,000 | 83,267,000 | 83,570,000 | 80,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,217,000 | 12,923,000 | 20,599,000 | 29,508,000 |
| Interest expense | 526,000 | 1,042,000 | 1,559,000 | 2,087,000 |
| Net interest income | 5,691,000 | 11,881,000 | 19,040,000 | 27,421,000 |
| Noninterest income | 2,345,000 | 3,051,000 | 3,653,000 | 4,017,000 |
| Noninterest expense | 4,525,000 | 9,111,000 | 13,993,000 | 19,092,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,511,000 | 5,821,000 | 8,700,000 | 12,346,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,511,000 | 5,821,000 | 8,700,000 | 12,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,861,000 | 86,821,000 | 88,498,000 | 84,216,000 |