Call reports 2021
UNITED COMMUNITY BANK — 2021
What UNITED COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 623,941,000 | 618,975,000 | 655,094,000 | 708,038,000 |
| Total loans | 457,444,000 | 444,691,000 | 455,644,000 | 445,564,000 |
| Allowance for loan losses | 13,090,000 | 13,110,000 | 13,094,000 | 13,296,000 |
| Securities available for sale | 56,313,000 | 52,132,000 | 53,648,000 | 50,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,846,000 | 520,909,000 | 555,687,000 | 607,362,000 |
| Interest-bearing deposits | 362,676,000 | 362,149,000 | 358,953,000 | 381,168,000 |
| Noninterest-bearing deposits | 167,170,000 | 158,760,000 | 196,734,000 | 226,194,000 |
| Equity capital | 83,739,000 | 85,853,000 | 88,183,000 | 89,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,384,000 | 12,725,000 | 19,232,000 | 25,699,000 |
| Interest expense | 678,000 | 1,323,000 | 1,895,000 | 2,447,000 |
| Net interest income | 5,706,000 | 11,402,000 | 17,337,000 | 23,252,000 |
| Noninterest income | 2,029,000 | 4,079,000 | 6,758,000 | 7,236,000 |
| Noninterest expense | 4,194,000 | 8,476,000 | 12,776,000 | 17,794,000 |
| Provision for loan losses | 300,000 | 300,000 | 1,300,000 | 1,300,000 |
| Pretax income | 3,241,000 | 6,705,000 | 10,019,000 | 11,394,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,241,000 | 6,705,000 | 10,019,000 | 11,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,028,000 | 86,099,000 | 88,413,000 | 89,787,000 |