Call reports 2019
UNITED COMMUNITY BANK — 2019
What UNITED COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 549,332,000 | 537,272,000 | 534,113,000 | 535,025,000 |
| Total loans | 407,303,000 | 424,861,000 | 424,778,000 | 426,586,000 |
| Allowance for loan losses | 11,162,000 | 11,271,000 | 13,477,000 | 13,275,000 |
| Securities available for sale | 15,232,000 | 19,591,000 | 18,752,000 | 18,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,723,000 | 440,933,000 | 437,066,000 | 436,614,000 |
| Interest-bearing deposits | 351,210,000 | 344,946,000 | 338,110,000 | 336,326,000 |
| Noninterest-bearing deposits | 104,513,000 | 95,987,000 | 98,956,000 | 100,288,000 |
| Equity capital | 72,621,000 | 75,290,000 | 79,395,000 | 81,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,387,000 | 13,046,000 | 20,761,000 | 27,744,000 |
| Interest expense | 940,000 | 1,926,000 | 2,914,000 | 3,884,000 |
| Net interest income | 5,447,000 | 11,120,000 | 17,847,000 | 23,860,000 |
| Noninterest income | 694,000 | 2,309,000 | 3,593,000 | 5,533,000 |
| Noninterest expense | 3,844,000 | 7,787,000 | 11,777,000 | 15,893,000 |
| Provision for loan losses | 600,000 | 1,500,000 | 1,500,000 | 3,500,000 |
| Pretax income | 1,697,000 | 4,142,000 | 8,163,000 | 10,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,697,000 | 4,142,000 | 8,163,000 | 10,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,644,000 | 75,089,000 | 79,109,000 | 80,974,000 |
| Total capital | 78,376,000 | 81,031,000 | 85,051,000 | 86,914,000 |
| Risk-weighted assets | 453,168,000 | 470,021,000 | 467,853,000 | 467,827,000 |