Call reports 2018
UNITED COMMUNITY BANK — 2018
What UNITED COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 536,806,000 | 540,895,000 | 534,227,000 | 540,288,000 |
| Total loans | 428,234,000 | 423,966,000 | 412,673,000 | 401,008,000 |
| Allowance for loan losses | 12,530,000 | 12,492,000 | 12,279,000 | 10,955,000 |
| Securities available for sale | 17,342,000 | 16,757,000 | 16,033,000 | 15,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,905,000 | 448,492,000 | 443,239,000 | 448,917,000 |
| Interest-bearing deposits | 345,253,000 | 352,569,000 | 345,784,000 | 347,712,000 |
| Noninterest-bearing deposits | 97,652,000 | 95,923,000 | 97,455,000 | 101,206,000 |
| Equity capital | 69,229,000 | 69,635,000 | 69,963,000 | 70,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,668,000 | 11,844,000 | 18,215,000 | 24,586,000 |
| Interest expense | 702,000 | 1,521,000 | 2,397,000 | 3,315,000 |
| Net interest income | 4,966,000 | 10,323,000 | 15,818,000 | 21,271,000 |
| Noninterest income | 1,625,000 | 2,097,000 | 2,967,000 | 4,750,000 |
| Noninterest expense | 3,852,000 | 7,582,000 | 11,571,000 | 15,515,000 |
| Provision for loan losses | 2,100,000 | 3,850,000 | 5,825,000 | 8,500,000 |
| Pretax income | 639,000 | 988,000 | 1,389,000 | 2,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 639,000 | 988,000 | 1,389,000 | 2,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,579,000 | 69,928,000 | 70,329,000 | 70,946,000 |
| Total capital | 75,552,000 | 75,897,000 | 76,157,000 | 76,594,000 |
| Risk-weighted assets | 471,279,000 | 470,961,000 | 459,779,000 | 446,552,000 |