Call reports 2017
UNITED COMMUNITY BANK — 2017
What UNITED COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 540,988,000 | 536,077,000 | 532,428,000 | 540,383,000 |
| Total loans | 428,049,000 | 422,001,000 | 421,467,000 | 418,539,000 |
| Allowance for loan losses | 10,781,000 | 12,050,000 | 10,529,000 | 11,878,000 |
| Securities available for sale | 20,450,000 | 20,083,000 | 19,237,000 | 18,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,541,000 | 442,636,000 | 437,834,000 | 446,564,000 |
| Interest-bearing deposits | 349,537,000 | 348,733,000 | 342,909,000 | 348,121,000 |
| Noninterest-bearing deposits | 99,004,000 | 93,903,000 | 94,925,000 | 98,443,000 |
| Equity capital | 68,022,000 | 68,806,000 | 69,654,000 | 68,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,695,000 | 11,449,000 | 17,481,000 | 23,116,000 |
| Interest expense | 598,000 | 1,223,000 | 1,885,000 | 2,557,000 |
| Net interest income | 5,097,000 | 10,226,000 | 15,596,000 | 20,559,000 |
| Noninterest income | 528,000 | 932,000 | 2,429,000 | 3,155,000 |
| Noninterest expense | 3,547,000 | 7,233,000 | 10,953,000 | 14,851,000 |
| Provision for loan losses | 900,000 | 2,162,000 | 4,463,000 | 6,562,000 |
| Pretax income | 1,181,000 | 1,766,000 | 2,612,000 | 2,306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,181,000 | 1,766,000 | 2,612,000 | 2,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,315,000 | 68,900,000 | 69,746,000 | 68,940,000 |
| Total capital | 74,288,000 | 74,775,000 | 75,712,000 | 74,907,000 |
| Risk-weighted assets | 473,028,000 | 463,804,000 | 472,702,000 | 471,478,000 |