Call reports 2001
UNITED COMMUNITY BANK — 2001
What UNITED COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 133,853,000 | 140,615,000 | 150,402,000 | 150,723,000 |
| Total loans | 107,183,000 | 114,416,000 | 119,766,000 | 124,108,000 |
| Allowance for loan losses | 1,885,000 | 1,933,000 | 1,913,000 | 1,909,000 |
| Securities available for sale | 8,535,000 | 6,537,000 | 5,402,000 | 5,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,062,000 | 113,713,000 | 123,589,000 | 124,761,000 |
| Interest-bearing deposits | 83,601,000 | 89,640,000 | 95,452,000 | 96,753,000 |
| Noninterest-bearing deposits | 23,461,000 | 24,073,000 | 28,137,000 | 28,008,000 |
| Equity capital | 11,847,000 | 11,947,000 | 12,472,000 | 12,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,783,000 | 5,708,000 | 8,628,000 | 11,516,000 |
| Interest expense | 1,195,000 | 2,355,000 | 3,480,000 | 4,446,000 |
| Net interest income | 1,588,000 | 3,353,000 | 5,148,000 | 7,070,000 |
| Noninterest income | 319,000 | 676,000 | 1,048,000 | 1,471,000 |
| Noninterest expense | 1,258,000 | 2,609,000 | 3,956,000 | 5,550,000 |
| Provision for loan losses | 55,000 | 115,000 | 175,000 | 235,000 |
| Pretax income | 594,000 | 1,305,000 | 2,065,000 | 2,756,000 |
| Income tax | 199,000 | 438,000 | 698,000 | 906,000 |
| Net income | 395,000 | 867,000 | 1,367,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,850,000 | 11,947,000 | 12,447,000 | 12,555,000 |
| Total capital | 13,090,000 | 13,314,000 | 13,888,000 | 14,049,000 |
| Risk-weighted assets | 98,398,000 | 108,832,000 | 114,848,000 | 119,107,000 |