Call reports 2001
FIRST BANK OF CLEVELAND — 2001
What FIRST BANK OF CLEVELAND reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,495,000 | 24,179,000 | 25,104,000 | 25,137,000 |
| Total loans | 15,894,000 | 16,586,000 | 16,893,000 | 17,044,000 |
| Allowance for loan losses | 409,000 | 381,000 | 338,000 | 295,000 |
| Securities available for sale | 4,093,000 | 4,091,000 | 4,679,000 | 4,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,124,000 | 22,790,000 | 23,618,000 | 23,680,000 |
| Interest-bearing deposits | 18,804,000 | 19,132,000 | 19,005,000 | 19,901,000 |
| Noninterest-bearing deposits | 4,320,000 | 3,658,000 | 4,613,000 | 3,779,000 |
| Equity capital | 1,247,000 | 1,282,000 | 1,386,000 | 1,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 962,000 | 1,424,000 | 1,845,000 |
| Interest expense | 207,000 | 420,000 | 624,000 | 795,000 |
| Net interest income | 269,000 | 542,000 | 800,000 | 1,050,000 |
| Noninterest income | 49,000 | 104,000 | 155,000 | 193,000 |
| Noninterest expense | 256,000 | 518,000 | 756,000 | 983,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 47,000 | 108,000 | 179,000 | 240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 108,000 | 179,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,195,000 | 1,256,000 | 1,328,000 | 1,386,000 |
| Total capital | 1,395,000 | 1,456,000 | 1,545,000 | 1,610,000 |
| Risk-weighted assets | 15,768,000 | 16,491,000 | 17,196,000 | 17,830,000 |