Call reports 2025
BANK, THE — 2025
What BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 439,088,000 | 437,320,000 | 434,891,000 | 428,656,000 |
| Total loans | 318,623,000 | 325,270,000 | 330,361,000 | 328,961,000 |
| Allowance for loan losses | 5,233,000 | 5,294,000 | 5,354,000 | 5,215,000 |
| Securities available for sale | 60,936,000 | 61,248,000 | 59,919,000 | 60,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,977,000 | 369,777,000 | 366,116,000 | 362,980,000 |
| Interest-bearing deposits | 267,638,000 | 270,780,000 | 273,162,000 | 271,233,000 |
| Noninterest-bearing deposits | 99,339,000 | 98,997,000 | 92,954,000 | 91,747,000 |
| Equity capital | 52,618,000 | 54,002,000 | 55,213,000 | 56,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,121,000 | 14,582,000 | 22,194,000 | 29,759,000 |
| Interest expense | 2,111,000 | 4,267,000 | 6,372,000 | 8,447,000 |
| Net interest income | 5,010,000 | 10,315,000 | 15,822,000 | 21,312,000 |
| Noninterest income | 665,000 | 1,362,000 | 2,047,000 | 2,806,000 |
| Noninterest expense | 3,273,000 | 6,598,000 | 10,037,000 | 13,859,000 |
| Provision for loan losses | 327,000 | 748,000 | 1,256,000 | 1,386,000 |
| Pretax income | 2,014,000 | 4,305,000 | 6,461,000 | 8,777,000 |
| Income tax | 404,000 | 866,000 | 1,301,000 | 1,767,000 |
| Net income | 1,610,000 | 3,439,000 | 5,160,000 | 7,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,293,000 | 54,372,000 | 55,344,000 | 56,443,000 |