Call reports 2023
BANK, THE — 2023
What BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 410,064,000 | 423,437,000 | 424,817,000 | 424,763,000 |
| Total loans | 312,237,000 | 319,616,000 | 318,026,000 | 311,530,000 |
| Allowance for loan losses | 4,724,000 | 4,896,000 | 5,166,000 | 5,167,000 |
| Securities available for sale | 42,275,000 | 39,299,000 | 42,091,000 | 46,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,296,000 | 333,431,000 | 338,238,000 | 341,277,000 |
| Interest-bearing deposits | 231,089,000 | 231,909,000 | 240,841,000 | 244,521,000 |
| Noninterest-bearing deposits | 104,207,000 | 101,523,000 | 97,398,000 | 96,756,000 |
| Equity capital | 41,070,000 | 42,406,000 | 43,473,000 | 45,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,728,000 | 11,830,000 | 18,326,000 | 25,075,000 |
| Interest expense | 1,409,000 | 2,973,000 | 5,157,000 | 7,302,000 |
| Net interest income | 4,319,000 | 8,857,000 | 13,169,000 | 17,773,000 |
| Noninterest income | 733,000 | 1,466,000 | 2,180,000 | 2,890,000 |
| Noninterest expense | 3,067,000 | 6,040,000 | 8,914,000 | 12,110,000 |
| Provision for loan losses | 459,000 | 799,000 | 1,313,000 | 1,522,000 |
| Pretax income | 1,526,000 | 3,499,000 | 5,149,000 | 6,948,000 |
| Income tax | 306,000 | 701,000 | 1,029,000 | 1,490,000 |
| Net income | 1,220,000 | 2,798,000 | 4,120,000 | 5,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,561,000 | 44,839,000 | 45,961,000 | 46,999,000 |