Call reports 2022
BANK, THE — 2022
What BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 372,360,000 | 389,034,000 | 413,427,000 | 408,086,000 |
| Total loans | 282,331,000 | 302,592,000 | 314,826,000 | 315,444,000 |
| Allowance for loan losses | 4,199,000 | 4,470,000 | 4,686,000 | 4,906,000 |
| Securities available for sale | 40,232,000 | 42,486,000 | 41,460,000 | 41,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,786,000 | 335,896,000 | 344,955,000 | 331,314,000 |
| Interest-bearing deposits | 218,530,000 | 223,480,000 | 235,595,000 | 228,434,000 |
| Noninterest-bearing deposits | 108,256,000 | 112,416,000 | 109,360,000 | 102,880,000 |
| Equity capital | 36,656,000 | 37,897,000 | 38,557,000 | 39,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,550,000 | 9,520,000 | 14,887,000 | 20,533,000 |
| Interest expense | 270,000 | 621,000 | 1,243,000 | 2,138,000 |
| Net interest income | 4,280,000 | 8,899,000 | 13,644,000 | 18,395,000 |
| Noninterest income | 697,000 | 1,381,000 | 2,092,000 | 2,768,000 |
| Noninterest expense | 2,763,000 | 5,475,000 | 8,567,000 | 11,736,000 |
| Provision for loan losses | 230,000 | 675,000 | 1,014,000 | 1,278,000 |
| Pretax income | 1,984,000 | 4,130,000 | 6,155,000 | 8,149,000 |
| Income tax | 399,000 | 829,000 | 1,230,000 | 1,676,000 |
| Net income | 1,585,000 | 3,301,000 | 4,925,000 | 6,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,636,000 | 40,351,000 | 41,776,000 | 42,624,000 |