Call reports 2020
BANK, THE — 2020
What BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 263,341,000 | 284,602,000 | 298,184,000 | 314,455,000 |
| Total loans | 196,615,000 | 211,752,000 | 218,902,000 | 221,984,000 |
| Allowance for loan losses | 2,860,000 | 3,404,000 | 3,818,000 | 3,438,000 |
| Securities available for sale | 11,018,000 | 13,948,000 | 18,853,000 | 33,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,661,000 | 242,262,000 | 257,096,000 | 278,654,000 |
| Interest-bearing deposits | 169,561,000 | 175,813,000 | 182,315,000 | 194,090,000 |
| Noninterest-bearing deposits | 55,100,000 | 66,449,000 | 74,781,000 | 84,564,000 |
| Equity capital | 29,495,000 | 30,203,000 | 31,193,000 | 31,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,608,000 | 7,251,000 | 10,979,000 | 14,753,000 |
| Interest expense | 526,000 | 992,000 | 1,383,000 | 1,702,000 |
| Net interest income | 3,082,000 | 6,259,000 | 9,596,000 | 13,051,000 |
| Noninterest income | 463,000 | 894,000 | 1,315,000 | 1,925,000 |
| Noninterest expense | 2,228,000 | 4,359,000 | 6,680,000 | 9,339,000 |
| Provision for loan losses | 170,000 | 772,000 | 1,248,000 | 1,371,000 |
| Pretax income | 1,147,000 | 2,022,000 | 2,983,000 | 4,266,000 |
| Income tax | 241,000 | 428,000 | 386,000 | 911,000 |
| Net income | 906,000 | 1,594,000 | 2,597,000 | 3,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,333,000 | 30,055,000 | 31,058,000 | 31,816,000 |