Call reports 2019
BANK, THE — 2019
What BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 235,935,000 | 243,260,000 | 243,268,000 | 245,436,000 |
| Total loans | 172,813,000 | 185,659,000 | 191,227,000 | 192,219,000 |
| Allowance for loan losses | 2,530,000 | 2,408,000 | 2,732,000 | 2,779,000 |
| Securities available for sale | 11,581,000 | 16,400,000 | 16,153,000 | 13,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,338,000 | 206,564,000 | 207,311,000 | 203,233,000 |
| Interest-bearing deposits | 149,373,000 | 153,180,000 | 155,026,000 | 153,563,000 |
| Noninterest-bearing deposits | 50,965,000 | 53,385,000 | 52,285,000 | 49,670,000 |
| Equity capital | 27,658,000 | 28,702,000 | 27,650,000 | 28,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,382,000 | 6,954,000 | 10,624,000 | 14,242,000 |
| Interest expense | 481,000 | 957,000 | 1,445,000 | 1,917,000 |
| Net interest income | 2,901,000 | 5,997,000 | 9,179,000 | 12,325,000 |
| Noninterest income | 367,000 | 865,000 | 1,378,000 | 1,843,000 |
| Noninterest expense | 2,155,000 | 4,339,000 | 6,521,000 | 8,685,000 |
| Provision for loan losses | 42,000 | 229,000 | 587,000 | 949,000 |
| Pretax income | 1,071,000 | 2,294,000 | 3,449,000 | 4,534,000 |
| Income tax | 225,000 | 479,000 | 720,000 | 934,000 |
| Net income | 846,000 | 1,815,000 | 2,729,000 | 3,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,707,000 | 28,676,000 | 27,590,000 | 28,461,000 |
| Total capital | 29,886,000 | 31,003,000 | 29,965,000 | 30,847,000 |
| Risk-weighted assets | 173,941,000 | 186,066,000 | 189,668,000 | 190,464,000 |