Call reports 2016
BANK, THE — 2016
What BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 223,716,000 | 218,220,000 | 222,809,000 | 214,700,000 |
| Total loans | 149,829,000 | 153,695,000 | 158,009,000 | 158,364,000 |
| Allowance for loan losses | 2,197,000 | 1,976,000 | 2,129,000 | 2,260,000 |
| Securities available for sale | 33,716,000 | 37,545,000 | 35,204,000 | 30,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,008,000 | 185,827,000 | 185,354,000 | 180,810,000 |
| Interest-bearing deposits | 154,582,000 | 147,996,000 | 147,990,000 | 141,918,000 |
| Noninterest-bearing deposits | 36,426,000 | 37,831,000 | 37,364,000 | 38,892,000 |
| Equity capital | 22,631,000 | 22,316,000 | 22,991,000 | 23,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,772,000 | 5,651,000 | 8,587,000 | 11,458,000 |
| Interest expense | 218,000 | 415,000 | 594,000 | 793,000 |
| Net interest income | 2,554,000 | 5,236,000 | 7,993,000 | 10,665,000 |
| Noninterest income | 345,000 | 726,000 | 1,088,000 | 1,498,000 |
| Noninterest expense | 1,759,000 | 3,593,000 | 5,408,000 | 7,261,000 |
| Provision for loan losses | 204,000 | 480,000 | 709,000 | 966,000 |
| Pretax income | 936,000 | 1,889,000 | 2,964,000 | 3,936,000 |
| Income tax | 309,000 | 628,000 | 988,000 | 1,313,000 |
| Net income | 627,000 | 1,261,000 | 1,976,000 | 2,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,432,000 | 22,066,000 | 22,781,000 | 23,409,000 |
| Total capital | 24,303,000 | 23,958,000 | 24,724,000 | 25,351,000 |
| Risk-weighted assets | 149,329,000 | 151,296,000 | 155,283,000 | 155,015,000 |