Call reports 2015
BANK, THE — 2015
What BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 208,191,000 | 207,153,000 | 204,051,000 | 210,095,000 |
| Total loans | 141,196,000 | 145,284,000 | 149,522,000 | 150,961,000 |
| Allowance for loan losses | 1,614,000 | 1,972,000 | 2,159,000 | 2,179,000 |
| Securities available for sale | 38,938,000 | 39,542,000 | 37,356,000 | 33,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,014,000 | 182,149,000 | 177,615,000 | 178,374,000 |
| Interest-bearing deposits | 150,927,000 | 148,587,000 | 145,565,000 | 143,575,000 |
| Noninterest-bearing deposits | 34,087,000 | 33,562,000 | 32,050,000 | 34,799,000 |
| Equity capital | 20,229,000 | 20,704,000 | 21,449,000 | 21,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,696,000 | 5,458,000 | 8,290,000 | 11,075,000 |
| Interest expense | 226,000 | 441,000 | 645,000 | 851,000 |
| Net interest income | 2,470,000 | 5,017,000 | 7,645,000 | 10,224,000 |
| Noninterest income | 382,000 | 765,000 | 1,128,000 | 1,475,000 |
| Noninterest expense | 1,630,000 | 3,289,000 | 5,072,000 | 6,705,000 |
| Provision for loan losses | 235,000 | 644,000 | 871,000 | 1,250,000 |
| Pretax income | 987,000 | 1,849,000 | 2,830,000 | 3,744,000 |
| Income tax | 355,000 | 641,000 | 970,000 | 1,272,000 |
| Net income | 632,000 | 1,208,000 | 1,860,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,965,000 | 20,541,000 | 21,193,000 | 21,805,000 |
| Total capital | 21,579,000 | 22,316,000 | 23,012,000 | 23,646,000 |
| Risk-weighted assets | 142,540,000 | 141,802,000 | 145,174,000 | 146,926,000 |