Call reports 2014
BANK, THE — 2014
What BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 197,275,000 | 198,120,000 | 197,050,000 | 198,229,000 |
| Total loans | 130,818,000 | 137,358,000 | 138,176,000 | 140,859,000 |
| Allowance for loan losses | 1,912,000 | 1,939,000 | 1,991,000 | 2,034,000 |
| Securities available for sale | 41,008,000 | 39,770,000 | 35,340,000 | 38,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,758,000 | 175,965,000 | 174,026,000 | 175,863,000 |
| Interest-bearing deposits | 146,063,000 | 144,398,000 | 143,908,000 | 142,817,000 |
| Noninterest-bearing deposits | 29,695,000 | 31,567,000 | 30,118,000 | 33,046,000 |
| Equity capital | 18,440,000 | 19,142,000 | 19,851,000 | 19,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 5,166,000 | 7,861,000 | 10,574,000 |
| Interest expense | 270,000 | 517,000 | 756,000 | 987,000 |
| Net interest income | 2,239,000 | 4,649,000 | 7,105,000 | 9,587,000 |
| Noninterest income | 363,000 | 728,000 | 1,135,000 | 1,489,000 |
| Noninterest expense | 1,665,000 | 3,344,000 | 4,928,000 | 6,642,000 |
| Provision for loan losses | 9,000 | 127,000 | 248,000 | 422,000 |
| Pretax income | 928,000 | 1,906,000 | 3,064,000 | 4,012,000 |
| Income tax | 302,000 | 629,000 | 1,014,000 | 1,327,000 |
| Net income | 626,000 | 1,277,000 | 2,050,000 | 2,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,275,000 | 18,926,000 | 19,698,000 | 19,334,000 |
| Total capital | 19,927,000 | 20,627,000 | 21,389,000 | 21,039,000 |
| Risk-weighted assets | 131,930,000 | 135,871,000 | 134,953,000 | 136,036,000 |