Call reports 2013
BANK, THE — 2013
What BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 190,268,000 | 191,388,000 | 186,461,000 | 186,582,000 |
| Total loans | 129,198,000 | 133,608,000 | 133,945,000 | 132,659,000 |
| Allowance for loan losses | 1,932,000 | 1,896,000 | 1,954,000 | 1,927,000 |
| Securities available for sale | 29,884,000 | 29,635,000 | 29,370,000 | 29,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,212,000 | 170,414,000 | 164,643,000 | 164,529,000 |
| Interest-bearing deposits | 139,591,000 | 140,604,000 | 137,655,000 | 138,196,000 |
| Noninterest-bearing deposits | 29,621,000 | 29,810,000 | 26,988,000 | 26,333,000 |
| Equity capital | 17,413,000 | 17,870,000 | 18,493,000 | 17,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 5,002,000 | 7,582,000 | 10,167,000 |
| Interest expense | 315,000 | 614,000 | 915,000 | 1,205,000 |
| Net interest income | 2,112,000 | 4,388,000 | 6,667,000 | 8,962,000 |
| Noninterest income | 339,000 | 657,000 | 1,017,000 | 1,359,000 |
| Noninterest expense | 1,579,000 | 3,084,000 | 4,704,000 | 6,246,000 |
| Provision for loan losses | 29,000 | 95,000 | 220,000 | 302,000 |
| Pretax income | 843,000 | 1,866,000 | 2,760,000 | 3,773,000 |
| Income tax | 280,000 | 615,000 | 911,000 | 1,238,000 |
| Net income | 563,000 | 1,251,000 | 1,849,000 | 2,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,976,000 | 17,665,000 | 18,262,000 | 17,648,000 |
| Total capital | 18,598,000 | 19,323,000 | 19,897,000 | 19,276,000 |
| Risk-weighted assets | 129,454,000 | 132,435,000 | 130,513,000 | 129,920,000 |