Call reports 2012
BANK, THE — 2012
What BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 170,818,000 | 170,011,000 | 173,019,000 | 176,810,000 |
| Total loans | 109,969,000 | 117,016,000 | 123,951,000 | 128,250,000 |
| Allowance for loan losses | 1,654,000 | 1,755,000 | 1,776,000 | 1,934,000 |
| Securities available for sale | 24,772,000 | 30,855,000 | 30,646,000 | 30,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,883,000 | 150,199,000 | 149,344,000 | 150,840,000 |
| Interest-bearing deposits | 122,425,000 | 122,756,000 | 123,344,000 | 124,805,000 |
| Noninterest-bearing deposits | 28,458,000 | 27,443,000 | 26,000,000 | 26,035,000 |
| Equity capital | 15,944,000 | 16,674,000 | 17,357,000 | 17,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,187,000 | 4,539,000 | 6,976,000 | 9,473,000 |
| Interest expense | 315,000 | 593,000 | 864,000 | 1,148,000 |
| Net interest income | 1,872,000 | 3,946,000 | 6,112,000 | 8,325,000 |
| Noninterest income | 364,000 | 803,000 | 1,145,000 | 1,513,000 |
| Noninterest expense | 1,302,000 | 2,679,000 | 4,161,000 | 5,727,000 |
| Provision for loan losses | 0 | 78,000 | 186,000 | 341,000 |
| Pretax income | 934,000 | 1,992,000 | 2,910,000 | 3,770,000 |
| Income tax | 313,000 | 669,000 | 977,000 | 1,265,000 |
| Net income | 621,000 | 1,323,000 | 1,933,000 | 2,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,529,000 | 16,231,000 | 16,841,000 | 17,413,000 |
| Total capital | 16,936,000 | 17,694,000 | 18,380,000 | 18,996,000 |
| Risk-weighted assets | 112,276,000 | 116,780,000 | 122,844,000 | 126,275,000 |