Call reports 2011
BANK, THE — 2011
What BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 150,628,000 | 149,732,000 | 153,465,000 | 155,698,000 |
| Total loans | 91,511,000 | 97,292,000 | 103,010,000 | 105,332,000 |
| Allowance for loan losses | 1,398,000 | 1,454,000 | 1,547,000 | 1,659,000 |
| Securities available for sale | 27,317,000 | 25,648,000 | 24,922,000 | 24,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,819,000 | 131,787,000 | 134,429,000 | 136,189,000 |
| Interest-bearing deposits | 111,841,000 | 111,575,000 | 113,072,000 | 115,183,000 |
| Noninterest-bearing deposits | 20,979,000 | 20,212,000 | 21,357,000 | 21,006,000 |
| Equity capital | 14,084,000 | 14,869,000 | 15,558,000 | 16,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,980,000 | 4,081,000 | 6,250,000 | 8,429,000 |
| Interest expense | 387,000 | 741,000 | 1,055,000 | 1,368,000 |
| Net interest income | 1,593,000 | 3,340,000 | 5,195,000 | 7,061,000 |
| Noninterest income | 386,000 | 733,000 | 1,112,000 | 1,489,000 |
| Noninterest expense | 1,209,000 | 2,424,000 | 3,696,000 | 4,994,000 |
| Provision for loan losses | 62,000 | 96,000 | 209,000 | 263,000 |
| Pretax income | 708,000 | 1,553,000 | 2,438,000 | 3,330,000 |
| Income tax | 228,000 | 528,000 | 816,000 | 1,115,000 |
| Net income | 480,000 | 1,025,000 | 1,622,000 | 2,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,958,000 | 14,503,000 | 15,100,000 | 15,694,000 |
| Total capital | 15,142,000 | 15,724,000 | 16,387,000 | 17,015,000 |
| Risk-weighted assets | 94,499,000 | 97,443,000 | 102,666,000 | 105,376,000 |