Call reports 2010
BANK, THE — 2010
What BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 137,694,000 | 135,523,000 | 138,804,000 | 138,369,000 |
| Total loans | 89,209,000 | 92,676,000 | 93,881,000 | 91,676,000 |
| Allowance for loan losses | 1,273,000 | 1,283,000 | 1,365,000 | 1,363,000 |
| Securities available for sale | 18,492,000 | 19,359,000 | 18,205,000 | 18,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,583,000 | 117,938,000 | 122,062,000 | 121,293,000 |
| Interest-bearing deposits | 103,594,000 | 100,793,000 | 103,092,000 | 103,216,000 |
| Noninterest-bearing deposits | 16,989,000 | 17,145,000 | 18,970,000 | 18,077,000 |
| Equity capital | 13,650,000 | 14,198,000 | 13,191,000 | 13,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 4,025,000 | 6,102,000 | 8,148,000 |
| Interest expense | 438,000 | 860,000 | 1,270,000 | 1,683,000 |
| Net interest income | 1,534,000 | 3,165,000 | 4,832,000 | 6,465,000 |
| Noninterest income | 259,000 | 573,000 | 945,000 | 1,285,000 |
| Noninterest expense | 1,131,000 | 2,278,000 | 3,504,000 | 4,739,000 |
| Provision for loan losses | 120,000 | 232,000 | 376,000 | 379,000 |
| Pretax income | 542,000 | 1,228,000 | 1,897,000 | 2,632,000 |
| Income tax | 92,000 | 303,000 | 526,000 | 735,000 |
| Net income | 450,000 | 925,000 | 1,371,000 | 1,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,531,000 | 14,006,000 | 12,952,000 | 13,478,000 |
| Total capital | 14,674,000 | 15,165,000 | 14,128,000 | 14,635,000 |
| Risk-weighted assets | 91,296,000 | 92,620,000 | 93,929,000 | 92,329,000 |