Call reports 2009
BANK, THE — 2009
What BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 122,146,000 | 122,935,000 | 125,643,000 | 132,376,000 |
| Total loans | 82,997,000 | 86,777,000 | 87,682,000 | 90,910,000 |
| Allowance for loan losses | 1,004,000 | 1,033,000 | 1,110,000 | 1,165,000 |
| Securities available for sale | 13,681,000 | 16,674,000 | 16,716,000 | 18,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,972,000 | 106,522,000 | 108,232,000 | 114,512,000 |
| Interest-bearing deposits | 87,288,000 | 89,771,000 | 92,008,000 | 96,820,000 |
| Noninterest-bearing deposits | 18,684,000 | 16,751,000 | 16,224,000 | 17,692,000 |
| Equity capital | 12,069,000 | 12,457,000 | 12,895,000 | 13,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,892,000 | 5,929,000 | 7,945,000 |
| Interest expense | 509,000 | 985,000 | 1,434,000 | 1,897,000 |
| Net interest income | 1,401,000 | 2,907,000 | 4,495,000 | 6,048,000 |
| Noninterest income | 258,000 | 579,000 | 874,000 | 1,141,000 |
| Noninterest expense | 1,057,000 | 2,216,000 | 3,280,000 | 4,429,000 |
| Provision for loan losses | 36,000 | 127,000 | 325,000 | 401,000 |
| Pretax income | 566,000 | 1,143,000 | 1,764,000 | 2,359,000 |
| Income tax | 192,000 | 383,000 | 600,000 | 802,000 |
| Net income | 374,000 | 760,000 | 1,164,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,898,000 | 12,283,000 | 12,688,000 | 13,081,000 |
| Total capital | 12,902,000 | 13,316,000 | 13,788,000 | 14,227,000 |
| Risk-weighted assets | 82,962,000 | 86,239,000 | 87,977,000 | 91,683,000 |