Call reports 2008
BANK, THE — 2008
What BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 119,275,000 | 119,605,000 | 115,783,000 | 117,173,000 |
| Total loans | 81,880,000 | 83,521,000 | 83,628,000 | 83,600,000 |
| Allowance for loan losses | 866,000 | 909,000 | 913,000 | 948,000 |
| Securities available for sale | 9,009,000 | 12,393,000 | 11,486,000 | 11,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,785,000 | 100,997,000 | 98,490,000 | 99,599,000 |
| Interest-bearing deposits | 80,859,000 | 83,267,000 | 81,733,000 | 82,158,000 |
| Noninterest-bearing deposits | 19,925,000 | 17,730,000 | 16,757,000 | 17,441,000 |
| Equity capital | 10,530,000 | 10,714,000 | 11,158,000 | 11,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,008,000 | 6,020,000 | 7,972,000 |
| Interest expense | 765,000 | 1,428,000 | 2,035,000 | 2,571,000 |
| Net interest income | 1,241,000 | 2,580,000 | 3,985,000 | 5,401,000 |
| Noninterest income | 287,000 | 548,000 | 810,000 | 1,085,000 |
| Noninterest expense | 1,036,000 | 2,074,000 | 3,094,000 | 4,108,000 |
| Provision for loan losses | 57,000 | 153,000 | 244,000 | 343,000 |
| Pretax income | 435,000 | 901,000 | 1,457,000 | 2,035,000 |
| Income tax | 148,000 | 306,000 | 495,000 | 692,000 |
| Net income | 287,000 | 595,000 | 962,000 | 1,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,469,000 | 10,776,000 | 11,143,000 | 11,524,000 |
| Total capital | 11,335,000 | 11,685,000 | 12,056,000 | 12,472,000 |
| Risk-weighted assets | 80,756,000 | 82,857,000 | 82,183,000 | 82,009,000 |