Call reports 2007
BANK, THE — 2007
What BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 107,922,000 | 108,433,000 | 105,914,000 | 113,203,000 |
| Total loans | 73,015,000 | 76,950,000 | 77,947,000 | 82,314,000 |
| Allowance for loan losses | 894,000 | 900,000 | 901,000 | 913,000 |
| Securities available for sale | 18,764,000 | 10,390,000 | 8,477,000 | 8,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,727,000 | 91,785,000 | 91,689,000 | 93,438,000 |
| Interest-bearing deposits | 78,190,000 | 60,420,000 | 75,814,000 | 77,852,000 |
| Noninterest-bearing deposits | 16,537,000 | 31,365,000 | 15,875,000 | 15,586,000 |
| Equity capital | 9,401,000 | 9,696,000 | 10,046,000 | 10,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,844,000 | 5,857,000 | 7,912,000 |
| Interest expense | 805,000 | 1,613,000 | 2,399,000 | 3,181,000 |
| Net interest income | 1,037,000 | 2,231,000 | 3,458,000 | 4,731,000 |
| Noninterest income | 256,000 | 535,000 | 818,000 | 1,089,000 |
| Noninterest expense | 860,000 | 1,763,000 | 2,761,000 | 3,714,000 |
| Provision for loan losses | 0 | 43,000 | 108,000 | 344,000 |
| Pretax income | 433,000 | 896,000 | 1,343,000 | 1,698,000 |
| Income tax | 147,000 | 305,000 | 457,000 | 549,000 |
| Net income | 286,000 | 591,000 | 886,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,457,000 | 9,762,000 | 10,057,000 | 10,320,000 |
| Total capital | 10,351,000 | 10,662,000 | 10,958,000 | 11,233,000 |
| Risk-weighted assets | 73,085,000 | 76,130,000 | 76,279,000 | 80,043,000 |